Investment Advisor Representative with and Securities and Investment Advisory Services offered through Transamerica Financial Advisor, Inc. (TFA) member FINRA & SIPC and a Registered Investment Advisor. Non-Securities products and services are not offered through TFA . TFA and CMA Financial Services are not affiliated. Neither TFA nor its representatives provide legal, tax, ERISA nor accounting advice. Persons who provide such advice do so in a capacity other than as a registered representative of TFA. LD28084-03/12