Deliverables Team

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Carly Wicks

Administrative Manager: Carly Wicks is the single point-of-contact for clients who have questions or needs regarding any of your deliverables. She coordinates the interactions of the deliverables team members and makes sure they handle any questions on our deliverables team checklist.

Jessica Ayers

Certified Financial Planner: Jessica Morris Ayers prepares financial plans, trains clients to use eMoney and analyzes whether you are on track to achieve all of your goals for reasons that are important to you. She proactively contacts clients to tell them whether to go ahead with a planned expenditure or whether to delay the expenditure based on their current financial position. She also analyzes the impact of unexpected events on your financial health and ability to achieve your goals.

Beth Morris

Tax Planner: Beth Morris works with your current CPA to oversee the creation of your tax projection at the end of every year. She also works with the Deliverables Team to make sure financial decisions that are made, regarding your investments or goals are made in such a way as to minimize your taxes.

Robert Petmecky

Estate Planning Attorney: Robert Petmecky reviews your estate plan to make sure all the bases have been covered concerning your estate plan. He oversees the titling of accounts and trusts to make sure they are correctly titled and to make sure when needed, your instructions regarding your estate are carried out for your surviving spouse or children. His estate plans are designed to minimize or eliminate estate taxes. And he can help create or manage charitable trusts and the transfer of assets to intended charities. http://petmeckylaw.com/

Prescod, Hubbie

Insurance: Hubert Prescod oversees the interaction of different insurance team members to make sure you have adequate home, auto and umbrella insurance. He also reviews your life insurance, disability insurance and long-term care insurance needs and assists in recommending changes to your insurance based on your needs.

 

Investments: Chris Morris and Jessica Ayers work with outside money managers to make sure your investments are allocated to optimize your overall portfolio returns. They manage the risk-return trade-off according to several Nobel Prize winning theories. Chris and Jessica follow “tactical asset allocation” models as described by Yale University’s David Swensen. The allocation models that are used are based on the work of Markowitz and Sharpe. Both men won Nobel Prizes in Economics for their asset allocation theories. Chris and Jessica assess your risk tolerance by following the Nobel Prize winning theory called Prospect Theory as developed by Kahneman and Tversky.